Welcome to InsuranceToronto.com. These terms and conditions (“Terms”) govern your use of our website. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using our website.

  1. Acceptance of Terms By using InsuranceToronto.com, you affirm that you have read,
    understood, and agreed to be bound by these Terms. We reserve the right to modify, alter, or
    update these Terms at any time without prior notice. It is your responsibility to review these
    Terms periodically regarding any changes.
  2. Use of the Website:
    a. Eligibility: You must be at least 18 years old to use our website. By accessing or using our
    website, you affirm that you are of legal age to form a binding contract and meet all eligibility
    b. User Account: Certain features or services on our website may require you to create a user
    account. You are responsible for maintaining the confidentiality of your account information and
    ensuring that it is accurate and up to date. You are solely responsible for all activities that occur
    under your account.
    c. Prohibited Activities: You agree not to engage in any of the following activities:
     Violating any applicable laws, regulations, or third-party rights.
     Interfering with or disrupting the security or integrity of our website.
     Collecting or storing personal information of other users.
     Uploading or transmitting viruses, malware, or any other malicious code.
     Engaging in any activity that could damage, disable, overburden, or impair the functionality of
    our website.
  3. Intellectual Property Rights:
    a. Ownership: All content, including but not limited to text, graphics, logos, images, videos, and
    software, available on InsuranceToronto.com is the intellectual property of
    InsuranceToronto.com or its licensors and is protected by applicable intellectual property laws.
    b. Limited License: Subject to compliance with these Terms, InsuranceToronto.com grants you a
    limited, non-exclusive, non-transferable, and revocable license to access and use our website for
    personal and non-commercial purposes.
    c. Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly
    display, or transmit any portion of the content without prior written consent from
  4. Third-Party Links and Content InsuranceToronto.com may contain links to third-party websites
    or resources. These links are provided solely for your convenience, and we do not endorse or assume any responsibility for the content or practices of these third-party websites. Your use of third-party websites is at your own risk.
  1. Limitation of Liability:
    a. Disclaimer: InsuranceToronto.com provides the website on an “as is” and “as available” basis
    without any warranties, express or implied. We do not guarantee the accuracy, reliability, or
    completeness of the content or functionality provided.
    b. Limitation of Liability: In no event shall InsuranceToronto.com or its affiliates, officers,
    directors, employees, or agents be liable for any direct, indirect, incidental, special, or
    consequential damages arising out of or in connection with your use of our website.
  2. Indemnification You agree to indemnify, defend, and hold harmless InsuranceToronto.com and
    its affiliates, officers, directors, employees, or agents from any claims, damages, losses,
    liabilities, costs, or expenses (including legal fees) arising out of or in connection with your use
    of our website or any violation of these Terms.
  3. Governing Law and Jurisdiction These Terms shall be governed by and construed in accordance
    with the laws of Ontario, Canada. Any disputes arising out of or in connection with these Terms
    shall be subject to the exclusive jurisdiction of the courts of Ontario, Canda.
  4. Severability If any provision of these Terms is found to be invalid, illegal, or unenforceable, the
    remaining provisions shall continue in full force and effect.
  5. Entire Agreement These Terms constitute the entire agreement between you and
    InsuranceToronto.com regarding the use of our website and supersede any prior or
    contemporaneous agreements, communications, and proposals, whether oral or written.