Security Policy

We take every precaution to protect the confidentiality and security of your personal information by using industry-recognized security safeguards such as firewalls, coupled with carefully developed security procedures to protect your information from loss, misuse or unauthorized alteration. When we collect sensitive account information such as credit card numbers, we protect its transmission through the use of encryption such as the Secure Socket Layer (SSL) protocol.

InsuranceToronto.com takes care to reinforce the importance of our website visitors’ security and privacy among our team. Our brokers and employees are trained and required to safeguard your information and, using physical, electronic and procedural safeguards, we restrict access to personal information to those brokers and employees for business purposes only. Additionally, we use internal and external resources to review the adequacy of our security procedures.

We will never share, sell, or rent your personal information with third parties for their promotional use. Occasionally, we enter into contracts with third parties so that they can assist us in servicing you (for example, providing additional administrative work marketing or mail out campaigns). The contracts prohibit them from using any of your personal information for their own purposes, and they are required to sign an agreement and maintain the confidentiality of the information we provide to them.

Cookies and Web Beacons

We use a variety of technologies on our sites. Among these are cookies: a text-only string of information that a website transfers to the cookie file of the browser on your computer’s hard disk so that the website can remember your browser in the future. A cookie will typically contain the name of the domain from which the cookie has come, the “lifetime” of the cookie, and a value, usually a unique number. When you visit our website, open our email, or encounter our services online (perhaps on a customer’s website) we may send you a cookie. Cookies may be used in many ways: they allow us to verify the login status of customers using products or services linked directly with our website, track point of entry to point of registration for those users participating in our affiliate signup programs, and track and measure the success of a particular marketing campaign. Cookies also allow us to track overall site usage and determine areas users prefer, enabling us to make your visit to our website easier by recognizing you when you return and helping to provide you with a customized experience.

Usage of a cookie is in no way linked to any personally identifiable information while on our site. You have the ability to accept or decline cookies by modifying the settings in your browser. If you choose to disable cookies, you may still use our site; however, you may have limited access to some areas within our website.
Some of our web pages, emails, and other online content may contain electronic images known as web beacons, also known as single-pixel GIFs, which are invisible graphical images. These web beacons allow us to count users who have visited our web pages, seen our ads, or opened our email. Web beacons collect only limited information, such as a cookie identifier, time and date of a page being viewed, and a description of the page on which the Web Beacon resides (the URL).

When we send you emails, we may include a web beacon to allow us to determine the number of people who open our emails. When you click on a link in an email, we record this individual response to allow us to customize our offerings to you.

Web Beacons cannot be declined when delivered via a regular web page. However, Web Beacons can be refused when delivered via email. If you do not wish to receive Web Beacons via email, you will need to disable HTML images or refuse HTML (select Text only) emails via your email software.

Choice/Opt-out

Canada’s Anti Spam Law (CASL) is integrated in InsuranceToronto.com policy and we only tolerate permission-based email. In addition, users always have the opportunity to opt-out or change preferences via a link in the footer of all non-transactional email messages. These options are made available when you sign-up for our email lists and in email messages delivered from our company. Alternatively, you may email us at service@ insurancetoronto.com

Some communications (e.g. important account notifications and payment information) are considered transactional and are necessary for all InsuranceToronto.com customers. You must cancel your account with InsuranceToronto.com to unsubscribe from these communications. To cancel your policy, please email us at service@insurancetoronto.com.

Links

Some of our sites provide links to third-party websites, such as those of our business partners. While on these sites, InsuranceToronto.com or its partners may collect information about you. Because InsuranceToronto.com does not control the information policies or practices of these third parties, you should review their privacy policies to learn more about how they collect and use personally identifiable information.

Notification of Changes

This policy is in effect as of July 2016. If we decide to change our privacy policy, we will post those changes on all InsuranceToronto.com website so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.