Travel Insurance

Travel Insurance Tips and Information

We buy travel insurance for the same reason we purchase any insurance policy: to cover us when things go wrong. Remember, not every country has a free health service and you could find yourself facing a hefty bill if you fall ill abroad. Then there are the problems which are not life-threatening but still stressful: lost luggage, cancelled flights and so on. The bottom line is it makes sense to take out an insurance policy unless you’re prepared to find yourself out-of-pocket as a result of any holiday mishaps.

Your travel insurance policy should cover: medical expenses, personal liability, cancellation and curtailment, loss of baggage and theft. The two most important parts of the cover are the medical expenses to cover the cost of any emergency medical treatment you may require and personal liability – this covers you in the event that you’re faced with a bill for any damage or injury you cause to anyone else or their property while abroad. You should also have cover to pay out a lump sum if you’re injured or if you die while abroad. The amount of insurance for each of these categories obviously differs from policy to policy, generally the cheaper the policy, the lower the cover. Some policies offer a range of value-added services, such as replacement vehicles, house-watching and so on. It may also be worthwhile choosing a policy which offers an international help line, especially if you are going to a country where English is not readily spoken.

Philip Heacock / Heacock Builder Inc. Toronto
"There have been numerous times that other insurance agents have offered their services to our company.  But we have always turned them down due to the excellent customer service by Insurance Toronto"
2016-07-26T12:02:54+00:00
Philip Heacock / Heacock Builder Inc. Toronto “There have been numerous times that other insurance agents have offered their services to our company.  But we have always turned them down due to the excellent customer service by Insurance Toronto”
M. Pitkow / Scarborough
"Gerry has served all my insurance needs for over 7 years.  He has always been responsive, friendly and professional.  Most important, they take my needs, economical and service, very seriously and have performed, in my opinion at the highest levels.  I have never even considered changing agents.  Great job and thank you."
2016-07-26T12:21:28+00:00
M. Pitkow / Scarborough “Gerry has served all my insurance needs for over 7 years.  He has always been responsive, friendly and professional.  Most important, they take my needs, economical and service, very seriously and have performed, in my opinion at the highest levels.  I have never even considered changing agents.  Great job and thank

Read More

Nicoleta & Florin Ivan
"What a pleasure it is to deal with a company like Insurance Toronto!  Always prompt, courteous, knowledgeable and most accommodating.  This applies to their entire office staff - A+."
2016-07-26T12:20:19+00:00
Nicoleta & Florin Ivan “What a pleasure it is to deal with a company like Insurance Toronto!  Always prompt, courteous, knowledgeable and most accommodating.  This applies to their entire office staff – A+.”
Calin Bora / Toronto
"Gerry managed to find for me the best deal that I could get on the market for Life Insurance! Tanks Gerry!"
2016-07-26T12:22:35+00:00
Calin Bora / Toronto “Gerry managed to find for me the best deal that I could get on the market for Life Insurance! Tanks Gerry!”
Adrian & Tatzi / Toronto
"The service provided by Insurance Toronto meant for me and my Family a lot. Customer satisfaction is the main goal of his activity."
2016-07-26T12:23:09+00:00
Adrian & Tatzi / Toronto “The service provided by Insurance Toronto meant for me and my Family a lot. Customer satisfaction is the main goal of his activity.”
G. Marinescu / North York
"I strongly recommend that you have Insurance Toronto review and quote your insurance program. They SAVED us OVER 40% this year alone and I believe that they can also help you!"
2016-07-26T12:03:11+00:00
G. Marinescu / North York “I strongly recommend that you have Insurance Toronto review and quote your insurance program. They SAVED us OVER 40% this year alone and I believe that they can also help you!”
Floria Crista / Orangeville
"My experiences with Insurance Toronto have been very positive and I find Gerry to be a real pleasure to deal with.  He is competent and friendly which can be hard to find these days."
2016-07-26T12:03:08+00:00
Floria Crista / Orangeville “My experiences with Insurance Toronto have been very positive and I find Gerry to be a real pleasure to deal with.  He is competent and friendly which can be hard to find these days.”
J Delton Plank / North York
"Excellent knowledge of the insurance marketplace and ability to present best coverage at most competitive premiums to the client.  Facilitates handling of any claim information between client and the insurer."
2016-07-26T12:02:58+00:00
J Delton Plank / North York “Excellent knowledge of the insurance marketplace and ability to present best coverage at most competitive premiums to the client.  Facilitates handling of any claim information between client and the insurer.”
Delia & Andrew / Orangeville
"Gerry was able to save us an incredible amount of money! We didn't realized how much we were overpaying in our Life Insurance! Thanks to Insurane Toronto we are saving over $125 a month. Thanks a million!"
2016-07-26T12:03:14+00:00
Delia & Andrew / Orangeville “Gerry was able to save us an incredible amount of money! We didn’t realized how much we were overpaying in our Life Insurance! Thanks to Insurane Toronto we are saving over $125 a month. Thanks a million!”
Steven Cotlar / Ajax
"I want to thank you personally for placing my insurance with a reliable company.  I do recommend you to all of my clients.  Thank you so much for all your help."
2016-07-26T12:19:36+00:00
Steven Cotlar / Ajax “I want to thank you personally for placing my insurance with a reliable company.  I do recommend you to all of my clients.  Thank you so much for all your help.”
Radu Focseneanu / Richmond Hill
"Extremely professional and knowledgeable! Insurance Toronto saved me time and money. They have always had prompt responses to questions or problems. "
2016-07-26T12:03:03+00:00
Radu Focseneanu / Richmond Hill “Extremely professional and knowledgeable! Insurance Toronto saved me time and money. They have always had prompt responses to questions or problems. “
Violeta and Victor / Woodbridge
"I am pleased to say that this family run office has looked out for our needs for over six years.  It is comforting to know that I don't have to worry about best cost and proper coverage. Thank you for being there for us!"
2016-07-26T12:03:05+00:00
Violeta and Victor / Woodbridge “I am pleased to say that this family run office has looked out for our needs for over six years.  It is comforting to know that I don’t have to worry about best cost and proper coverage. Thank you for being there for us!”