Disability Insurance

Disability Insurance Tips and Information

Your earning potential is a far more valuable asset than your automobile or
your home. Disability insurance is designed to protect you from the possible
loss of income. What’s the possibility of this happening? It’s more than you’d
imagine. Why should you consider it? It’s the only sure way to provide
guaranteed coverage and guaranteed premiums.
What’s the possibility of this happening?
Chances of becoming disabled for 3 months or longer before age 65*

Percentage
58%
54%
50%
48%
40%
30%
23%

Age
25
30
35
40
45
50
55
* Derived from 1985 Commissioners Individual Disability Table A.
Why should you consider personal disability insurance?

Worker’s Compensation only covers work related accidents.
Unemployment insurance only covers 15 weeks.
Group and association coverage can fill a valuable role in long-term
disability protection. However, the benefit may be limited by the definition of
disability and coverage amount.
Remember, a custom designed individual disability plan will provide you with
guaranteed coverage and guaranteed premiums!
Free Disability Insurance Quotes
Save on Disability Insurance

M. Pitkow / Scarborough
"Gerry has served all my insurance needs for over 7 years.  He has always been responsive, friendly and professional.  Most important, they take my needs, economical and service, very seriously and have performed, in my opinion at the highest levels.  I have never even considered changing agents.  Great job and thank you."
2016-07-26T12:21:28+00:00
M. Pitkow / Scarborough “Gerry has served all my insurance needs for over 7 years.  He has always been responsive, friendly and professional.  Most important, they take my needs, economical and service, very seriously and have performed, in my opinion at the highest levels.  I have never even considered changing agents.  Great job and thank

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Philip Heacock / Heacock Builder Inc. Toronto
"There have been numerous times that other insurance agents have offered their services to our company.  But we have always turned them down due to the excellent customer service by Insurance Toronto"
2016-07-26T12:02:54+00:00
Philip Heacock / Heacock Builder Inc. Toronto “There have been numerous times that other insurance agents have offered their services to our company.  But we have always turned them down due to the excellent customer service by Insurance Toronto”
Steven Cotlar / Ajax
"I want to thank you personally for placing my insurance with a reliable company.  I do recommend you to all of my clients.  Thank you so much for all your help."
2016-07-26T12:19:36+00:00
Steven Cotlar / Ajax “I want to thank you personally for placing my insurance with a reliable company.  I do recommend you to all of my clients.  Thank you so much for all your help.”
Adrian & Tatzi / Toronto
"The service provided by Insurance Toronto meant for me and my Family a lot. Customer satisfaction is the main goal of his activity."
2016-07-26T12:23:09+00:00
Adrian & Tatzi / Toronto “The service provided by Insurance Toronto meant for me and my Family a lot. Customer satisfaction is the main goal of his activity.”
Calin Bora / Toronto
"Gerry managed to find for me the best deal that I could get on the market for Life Insurance! Tanks Gerry!"
2016-07-26T12:22:35+00:00
Calin Bora / Toronto “Gerry managed to find for me the best deal that I could get on the market for Life Insurance! Tanks Gerry!”
Delia & Andrew / Orangeville
"Gerry was able to save us an incredible amount of money! We didn't realized how much we were overpaying in our Life Insurance! Thanks to Insurane Toronto we are saving over $125 a month. Thanks a million!"
2016-07-26T12:03:14+00:00
Delia & Andrew / Orangeville “Gerry was able to save us an incredible amount of money! We didn’t realized how much we were overpaying in our Life Insurance! Thanks to Insurane Toronto we are saving over $125 a month. Thanks a million!”
J Delton Plank / North York
"Excellent knowledge of the insurance marketplace and ability to present best coverage at most competitive premiums to the client.  Facilitates handling of any claim information between client and the insurer."
2016-07-26T12:02:58+00:00
J Delton Plank / North York “Excellent knowledge of the insurance marketplace and ability to present best coverage at most competitive premiums to the client.  Facilitates handling of any claim information between client and the insurer.”
G. Marinescu / North York
"I strongly recommend that you have Insurance Toronto review and quote your insurance program. They SAVED us OVER 40% this year alone and I believe that they can also help you!"
2016-07-26T12:03:11+00:00
G. Marinescu / North York “I strongly recommend that you have Insurance Toronto review and quote your insurance program. They SAVED us OVER 40% this year alone and I believe that they can also help you!”
Nicoleta & Florin Ivan
"What a pleasure it is to deal with a company like Insurance Toronto!  Always prompt, courteous, knowledgeable and most accommodating.  This applies to their entire office staff - A+."
2016-07-26T12:20:19+00:00
Nicoleta & Florin Ivan “What a pleasure it is to deal with a company like Insurance Toronto!  Always prompt, courteous, knowledgeable and most accommodating.  This applies to their entire office staff – A+.”
Radu Focseneanu / Richmond Hill
"Extremely professional and knowledgeable! Insurance Toronto saved me time and money. They have always had prompt responses to questions or problems. "
2016-07-26T12:03:03+00:00
Radu Focseneanu / Richmond Hill “Extremely professional and knowledgeable! Insurance Toronto saved me time and money. They have always had prompt responses to questions or problems. “
Violeta and Victor / Woodbridge
"I am pleased to say that this family run office has looked out for our needs for over six years.  It is comforting to know that I don't have to worry about best cost and proper coverage. Thank you for being there for us!"
2016-07-26T12:03:05+00:00
Violeta and Victor / Woodbridge “I am pleased to say that this family run office has looked out for our needs for over six years.  It is comforting to know that I don’t have to worry about best cost and proper coverage. Thank you for being there for us!”
Floria Crista / Orangeville
"My experiences with Insurance Toronto have been very positive and I find Gerry to be a real pleasure to deal with.  He is competent and friendly which can be hard to find these days."
2016-07-26T12:03:08+00:00
Floria Crista / Orangeville “My experiences with Insurance Toronto have been very positive and I find Gerry to be a real pleasure to deal with.  He is competent and friendly which can be hard to find these days.”